Collateral Risk Analyst (Mortgage, MBS, Whole loan pricing) Job at Diligente Technologies, Santa Clara, CA

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  • Diligente Technologies
  • Santa Clara, CA

Job Description

Collateral Risk Analyst (Contract | Hybrid – San Francisco, CA)

We are seeking a Collateral Risk Analyst to join a leading financial institution on a 6-month contract (potential for FTE conversion) . This role focuses on collateral modeling, loan valuation, and risk analytics , supporting key decision-making across mortgage portfolios.

Key Responsibilities:

  • Produce analytics to determine member borrowing capacity and collateral valuation
  • Manage quarterly valuation and risk analysis for residential & commercial mortgage collateral
  • Integrate and validate 3rd-party pricing/vendor data
  • Support and enhance haircut/margin and pricing methodologies
  • Maintain and optimize collateral models and reporting processes
  • Analyze large datasets to identify trends and support decision-making
  • Assist with model validation, reporting to senior leadership , and system/data mapping updates
  • Provide support for member portal and collateral data issues

Must-Have Skills:

  • 3+ years in mortgage portfolio analysis & risk management
  • Strong knowledge of MBS and whole loan pricing & valuation concepts
  • Proven experience handling large, complex datasets across platforms
  • Advanced proficiency in Excel, Power BI, and SQL
  • Strong analytical, problem-solving, and data storytelling skills

Nice to Have:

  • Experience with Polypaths, AFT, or mortgage market tools
  • 5+ years of relevant experience
  • Degree in Finance, Economics, Statistics, or related field

Details:

  • Location: Hybrid (San Francisco, CA – onsite Tue–Thu)
  • Type: Contract (6 months, potential conversion)

Job Tags

Contract work

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